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Provider profile

F&G

Fixed indexed annuity and MYGA research focused on product families, ratings, and retirement income positioning.

Last updated: June 2026

Complete

Carrier facts

Fidelity & Guaranty Life Insurance Company

Use these facts as a starting point for comparing carrier strength, product focus, and ownership context.

Legal name
Fidelity & Guaranty Life Insurance Company
Research status
Complete
Founded
1959
Headquarters
Des Moines, Iowa
Website
Official website

Ownership

Primary operating insurance company within the F&G annuity and life insurance platform.

Ratings snapshot

AM Best
A (Excellent)
S&P
A-
Moody's
A3
Fitch
A-

Product focus

Fixed indexed annuitiesMulti-year guaranteed annuitiesRegistered index-linked annuitiesLife insurance

Current product names

  • Safe Income Advantage
  • Safe Income Plus
  • Prosperity Elite
  • Performance Pro
  • Power Accumulator
  • Market Navigator

What to verify before use

  • Current carrier financial strength ratings and rating dates.
  • Product availability, state approvals, and issue-age limits.
  • Current rates, caps, participation rates, spreads, and rider costs.
  • Surrender schedules, liquidity provisions, fees, and contract forms.

Disclosure notes

  • Indexed annuity and RILA product outcomes depend on contract terms, index strategy choices, and rider elections.
  • Rate sheets, product availability, and disclosures should be verified with F&G before comparison use.