Provider profile
Aspida
Modern annuity carrier research covering fixed annuities, indexed annuities, RILAs, ratings, and distribution notes.
Carrier facts
Aspida Life Insurance Company
Use these facts as a starting point for comparing carrier strength, product focus, and ownership context.
- Legal name
- Aspida Life Insurance Company
- Research status
- In progress
- Founded
- 2020
- Headquarters
- Durham, North Carolina
Ownership
Part of Aspida Holdings Ltd. with strategic backing from Ares Management.
Ratings snapshot
- AM Best
- A- (Excellent)
Product focus
Fixed annuitiesFixed indexed annuitiesRegistered index-linked annuitiesRetirement income solutions
Current product names
- Synergy Choice Bonus 10
- Synergy Choice Income
- DreamPath
What to verify before use
- Current carrier financial strength ratings and rating dates.
- Product availability, state approvals, and issue-age limits.
- Current rates, caps, participation rates, spreads, and rider costs.
- Surrender schedules, liquidity provisions, fees, and contract forms.
Disclosure notes
- RILA products can involve market-linked gains and losses depending on contract terms.
- Current rates, rider costs, and state availability should be verified with Aspida or a licensed professional.
Source links