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Provider profile

Aspida

Modern annuity carrier research covering fixed annuities, indexed annuities, RILAs, ratings, and distribution notes.

Last updated: June 2026

In progress

Carrier facts

Aspida Life Insurance Company

Use these facts as a starting point for comparing carrier strength, product focus, and ownership context.

Legal name
Aspida Life Insurance Company
Research status
In progress
Founded
2020
Headquarters
Durham, North Carolina
Website
Official website

Ownership

Part of Aspida Holdings Ltd. with strategic backing from Ares Management.

Ratings snapshot

AM Best
A- (Excellent)

Product focus

Fixed annuitiesFixed indexed annuitiesRegistered index-linked annuitiesRetirement income solutions

Current product names

  • Synergy Choice Bonus 10
  • Synergy Choice Income
  • DreamPath

What to verify before use

  • Current carrier financial strength ratings and rating dates.
  • Product availability, state approvals, and issue-age limits.
  • Current rates, caps, participation rates, spreads, and rider costs.
  • Surrender schedules, liquidity provisions, fees, and contract forms.

Disclosure notes

  • RILA products can involve market-linked gains and losses depending on contract terms.
  • Current rates, rider costs, and state availability should be verified with Aspida or a licensed professional.