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Provider profile

American Equity

Indexed annuity research focused on product positioning, common rider features, and comparison points.

Last updated: June 2026

Complete

Carrier facts

American Equity Investment Life Insurance Company

Use these facts as a starting point for comparing carrier strength, product focus, and ownership context.

Legal name
American Equity Investment Life Insurance Company
Research status
Complete
Founded
1995
Headquarters
West Des Moines, Iowa
Website
Official website

Ownership

A Brookfield company focused on retirement annuity products.

Ratings snapshot

AM Best
A (Excellent)
S&P
A-
Fitch
A-

Product focus

Fixed indexed annuitiesFixed annuitiesIncome-focused annuity options

Current product names

  • IncomeShield Series
  • AssetShield Series
  • EstateShield Series
  • GuaranteeShield Series

What to verify before use

  • Current carrier financial strength ratings and rating dates.
  • Product availability, state approvals, and issue-age limits.
  • Current rates, caps, participation rates, spreads, and rider costs.
  • Surrender schedules, liquidity provisions, fees, and contract forms.

Disclosure notes

  • Indexed annuity crediting methods, caps, participation rates, riders, and surrender schedules vary by product.
  • Ratings and product availability should be verified before publication or comparison use.