Provider profile
American Equity
Indexed annuity research focused on product positioning, common rider features, and comparison points.
Carrier facts
American Equity Investment Life Insurance Company
Use these facts as a starting point for comparing carrier strength, product focus, and ownership context.
- Legal name
- American Equity Investment Life Insurance Company
- Research status
- Complete
- Founded
- 1995
- Headquarters
- West Des Moines, Iowa
Ownership
A Brookfield company focused on retirement annuity products.
Ratings snapshot
- AM Best
- A (Excellent)
- S&P
- A-
- Fitch
- A-
Product focus
Fixed indexed annuitiesFixed annuitiesIncome-focused annuity options
Current product names
- IncomeShield Series
- AssetShield Series
- EstateShield Series
- GuaranteeShield Series
What to verify before use
- Current carrier financial strength ratings and rating dates.
- Product availability, state approvals, and issue-age limits.
- Current rates, caps, participation rates, spreads, and rider costs.
- Surrender schedules, liquidity provisions, fees, and contract forms.
Disclosure notes
- Indexed annuity crediting methods, caps, participation rates, riders, and surrender schedules vary by product.
- Ratings and product availability should be verified before publication or comparison use.
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